Last updated: June 2026 — Liam Harewood, 4physio

Terms of Use

Last Updated: January 2026

Welcome to 4physio.co.nz. Please read these Terms of Use carefully before accessing or using any content published on this website. By continuing to browse or use 4physio.co.nz, you acknowledge that you have read, understood, and agreed to be bound by these Terms of Use in their entirety. If you do not agree with any part of these terms, you must discontinue use of this website immediately.

1. Acceptance of Terms

Your access to and use of 4physio.co.nz constitutes your unconditional acceptance of these Terms of Use, as well as any additional guidelines, policies, or rules posted on this website. These terms apply to all visitors, users, and others who access or use the site. 4physio.co.nz reserves the right to amend or update these Terms of Use at any time without prior notice. Your continued use of the site following any changes constitutes acceptance of the revised terms.

2. Informational Purpose Only

All content published on 4physio.co.nz, including but not limited to reviews, ratings, comparisons, guides, and commentary relating to online pokies and casino operators available to New Zealand players, is provided for informational and entertainment purposes only. Nothing on this website constitutes financial advice, legal advice, professional gambling guidance, or a recommendation to engage in any form of gambling activity.

Content authored and edited by Liam Harewood reflects personal research, editorial opinion, and independent analysis. It should not be relied upon as a substitute for professional financial or legal counsel. Users are strongly encouraged to seek independent advice before making any decisions involving real-money gambling.

3. YMYL Disclaimer

4physio.co.nz covers topics that may fall within the category of Your Money or Your Life (YMYL) content. As such, we wish to be transparent:

4. Age Requirement

4physio.co.nz is intended exclusively for individuals who are 18 years of age or older. By using this website, you confirm that you meet this minimum age requirement. We do not knowingly provide content to, or collect information from, individuals under the age of 18. If you are under 18, you must leave this website immediately.

We strongly advocate for responsible gambling. If you or someone you know is experiencing gambling-related harm, please contact the Problem Gambling Foundation of New Zealand or visit the helpline at 0800 664 262.

5. Intellectual Property

All written content, editorial reviews, site design elements, graphics, and original materials published on 4physio.co.nz are the intellectual property of Liam Harewood and are protected under applicable New Zealand and international copyright laws. Unauthorised reproduction, distribution, modification, or use of any content from this website without express written permission from Liam Harewood is strictly prohibited.

Third-party trademarks, brand names, and logos referenced in casino or pokie reviews remain the property of their respective owners. Their appearance on 4physio.co.nz does not imply any affiliation, endorsement, or partnership.

6. Limitation of Liability

4physio.co.nz and its author Liam Harewood shall not be held liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or reliance on, any content published on this website. This includes, without limitation, any financial losses incurred through gambling activities, decisions made based on site content, or inaccuracies in third-party information.

While every effort is made to ensure the accuracy and currency of all published content, 4physio.co.nz makes no warranties, express or implied, regarding the completeness, reliability, or suitability of any information presented.

7. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of New Zealand. Any disputes arising from your use of 4physio.co.nz shall be subject to the exclusive jurisdiction of the courts of New Zealand.

8. Contact

If you have any questions regarding these Terms of Use, please contact the site owner and author, Liam Harewood, through the contact page available at 4physio.co.nz.